{"id":8438,"date":"2025-02-14T10:02:47","date_gmt":"2025-02-14T03:02:47","guid":{"rendered":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/?p=8438"},"modified":"2026-03-26T08:14:36","modified_gmt":"2026-03-26T01:14:36","slug":"khung-hoang-kinh-te-la-gi-dac-diem-va-lam-gi-de-vuot-qua","status":"publish","type":"post","link":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/kien-thuc-kinh-te\/khung-hoang-kinh-te-la-gi-dac-diem-va-lam-gi-de-vuot-qua","title":{"rendered":"Kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf l\u00e0 g\u00ec, \u0111\u1eb7c \u0111i\u1ec3m v\u00e0 l\u00e0m g\u00ec \u0111\u1ec3 v\u01b0\u1ee3t qua?"},"content":{"rendered":"<p>Kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf l\u00e0 \u0111i\u1ec1u kh\u00f4ng bao gi\u1edd \u0111\u01b0\u1ee3c mong mu\u1ed1n b\u1edfi h\u1eadu qu\u1ea3 c\u1ee7a n\u00f3 \u0111\u1ec3 l\u1ea1i v\u00f4 c\u00f9ng n\u1eb7ng n\u1ec1 \u0111\u1ed1i v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a m\u1ed9t qu\u1ed1c gia. V\u1eady kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf l\u00e0 g\u00ec? Trong b\u00e0i vi\u1ebft sau \u0111\u00e2y, ch\u00fang ta s\u1ebd c\u00f9ng t\u00ecm hi\u1ec3u v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y nh\u00e9.<\/p>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2025\/02\/14100120\/khung-hoang-kinh-te-la-gi-3701196-1024x683.jpg\" alt=\"Kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf l\u00e0 g\u00ec, \u0111\u1eb7c \u0111i\u1ec3m v\u00e0 l\u00e0m g\u00ec \u0111\u1ec3 v\u01b0\u1ee3t qua?\" class=\"wp-image-8440\" srcset=\"https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2025\/02\/14100120\/khung-hoang-kinh-te-la-gi-3701196-1024x683.jpg 1024w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2025\/02\/14100120\/khung-hoang-kinh-te-la-gi-3701196-300x200.jpg 300w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2025\/02\/14100120\/khung-hoang-kinh-te-la-gi-3701196-150x100.jpg 150w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2025\/02\/14100120\/khung-hoang-kinh-te-la-gi-3701196-768x512.jpg 768w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2025\/02\/14100120\/khung-hoang-kinh-te-la-gi-3701196.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<h2 class=\"wp-block-heading\">Kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf l\u00e0 g\u00ec?<\/h2>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u201cKh\u1ee7ng ho\u1ea3ng kinh t\u1ebf l\u00e0 t\u00ecnh tr\u1ea1ng \u0111i xu\u1ed1ng \u0111\u1ed9t ng\u1ed9t c\u1ee7a n\u1ec1n kinh t\u1ebf d\u1eabn \u0111\u1ebfn s\u1ef1 r\u1ed1i lo\u1ea1n, m\u1ea5t c\u00e2n b\u1eb1ng nghi\u00eam tr\u1ecdng do c\u00f3 nhi\u1ec1u m\u00e2u thu\u1eabn kh\u00f4ng ho\u1eb7c ch\u01b0a \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft trong n\u1ec1n kinh t\u1ebf.\u201d<\/strong><\/p>\n<\/blockquote>\n<p>M\u1ed9t s\u1ed1 bi\u1ec3u hi\u1ec7n c\u1ee7a kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf nh\u01b0 GDP gi\u1ea3m m\u1ea1nh, thu h\u1eb9p t\u00edn d\u1ee5ng, n\u1ee3 x\u1ea5u gia t\u0103ng, t\u1ef7 l\u1ec7 th\u1ea5t nghi\u1ec7p cao, h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh g\u1eb7p kh\u00f3 kh\u0103n, l\u1ea1m ph\u00e1t, t\u1ef7 gi\u00e1 h\u1ed1i \u0111o\u00e1i bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh v\u00e0 kh\u00f4ng th\u1ec3 ki\u1ec3m so\u00e1t\u2026<\/p>\n<h2 class=\"wp-block-heading\">Nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf<\/h2>\n<p>C\u00f3 5 nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf g\u1ed3m:<\/p>\n<h3 class=\"wp-block-heading\">L\u00e3i su\u1ea5t t\u0103ng cao<\/h3>\n<p>T\u0103ng l\u00e3i su\u1ea5t l\u00e0m ch\u1eadm m\u1ed9t s\u1ed1 ho\u1ea1t \u0111\u1ed9ng kinh t\u1ebf nh\u01b0 chi ti\u00eau v\u00e0 tuy\u1ec3n d\u1ee5ng. Vi\u1ec7c thu h\u1eb9p ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 l\u00e0m gi\u1ea3m ho\u1ea1t \u0111\u1ed9ng kinh t\u1ebf v\u00e0 g\u00e2y ra suy tho\u00e1i. N\u1ebfu c\u00e1c ho\u1ea1t \u0111\u1ed9ng chi ti\u00eau, tuy\u1ec3n d\u1ee5ng v\u00e0 cho vay gi\u1ea3m s\u00e2u th\u00ec \u0111\u00e2y l\u00e0 y\u1ebfu t\u1ed1 d\u1eabn \u0111\u1ebfn suy tho\u00e1i.<\/p>\n<h3 class=\"wp-block-heading\">L\u1ea1m ph\u00e1t<\/h3>\n<p>L\u1ea1m ph\u00e1t l\u00e0 vi\u1ec7c t\u0103ng l\u00ean li\u00ean t\u1ee5c c\u1ee7a gi\u00e1 h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5 theo th\u1eddi gian khi\u1ebfn s\u1ee9c mua c\u1ee7a \u0111\u1ed3ng ti\u1ec1n gi\u1ea3m. V\u1edbi c\u00f9ng m\u1ed9t s\u1ed1 ti\u1ec1n, ng\u01b0\u1eddi ti\u00eau d\u00f9ng mua \u0111\u01b0\u1ee3c \u00edt h\u00e0ng h\u00f3a h\u01a1n so v\u1edbi tr\u01b0\u1edbc. N\u1ebfu tr\u01b0\u1eddng h\u1ee3p t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf \u1edf m\u1ee9c th\u1ea5p m\u00e0 t\u1ec9 l\u1ec7 l\u1ea1m ph\u00e1t cao th\u00ec s\u1ebd d\u1eabn \u0111\u1ebfn kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf.<\/p>\n<h3 class=\"wp-block-heading\">Ni\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng th\u1ea5p<\/h3>\n<p>Ch\u00ec s\u1ed1 ni\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng th\u1ec3 hi\u1ec7n mong mu\u1ed1n v\u00e0 t\u00e2m l\u00fd c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1ec1 t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh c\u1ee7a b\u1ea3n th\u00e2n \u0111\u01b0\u1ee3c \u0111o tr\u00ean thang \u0111i\u1ec3m 100. N\u1ebfu ch\u1ec9 s\u1ed1 d\u01b0\u1edbi 100 cho th\u1ea5y s\u1ef1 bi quan v\u1ec1 t\u00ecnh h\u00ecnh kinh t\u1ebf t\u01b0\u01a1ng lai. \u0110i\u1ec1u n\u00e0y s\u1ebd d\u1eabn \u0111\u1ebfn xu h\u01b0\u1edbng ti\u1ebft ki\u1ec7m v\u00e0 \u00edt chi ti\u00eau h\u01a1n.<\/p>\n<h3 class=\"wp-block-heading\">Thu nh\u1eadp th\u1ea5p<\/h3>\n<p>S\u1ef1 ch\u00eanh l\u1ec7ch l\u1edbn gi\u1eefa thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi gi\u00e0u v\u00e0 ng\u01b0\u1eddi ngh\u00e8o s\u1ebd khi\u1ebfn n\u1ec1n kinh t\u1ebf c\u1ee7a qu\u1ed1c gia b\u1ecb k\u00e9o t\u1ee5t l\u1ea1i. Ngo\u00e0i ra, n\u1ebfu c\u00e1c doanh nghi\u1ec7p ng\u1eebng tuy\u1ec3n d\u1ee5ng th\u00eam, th\u1eadm ch\u00ed sa th\u1ea3i th\u00ec thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng gi\u1ea3m s\u00fat. \u0110\u00e2y ch\u00ednh l\u00e0 d\u1ea5u hi\u1ec7u c\u1ee7a suy tho\u00e1i.<\/p>\n<h3 class=\"wp-block-heading\">D\u1ecbch b\u1ec7nh<\/h3>\n<p>T\u00ecm hi\u1ec3u nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf l\u00e0 g\u00ec th\u00ec kh\u00f4ng th\u1ec3 b\u1ecf qua d\u1ecbch b\u1ec7nh. T\u00ecnh h\u00ecnh d\u1ecbch b\u1ec7nh l\u00e2y lan c\u00f3 th\u1ec3 khi\u1ebfn n\u1ec1n kinh t\u1ebf to\u00e0n c\u1ea7u b\u1ecb suy tho\u00e1i v\u00e0 g\u00e2y b\u1ea5t \u1ed5n tr\u00ean th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh v\u00e0 h\u00e0ng h\u00f3a trong th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh.<\/p>\n<h2 class=\"wp-block-heading\">\u0110\u1eb7c \u0111i\u1ec3m c\u1ee7a kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf<\/h2>\n<h3 class=\"wp-block-heading\">Kh\u00f4ng th\u1ec3 d\u1ef1 \u0111o\u00e1n ch\u00ednh x\u00e1c th\u1eddi gian x\u1ea3y ra<\/h3>\n<p>Kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf x\u1ea3y ra t\u1eeb m\u1ed9t chu\u1ed7i d\u00e0i c\u00e1c nguy\u00ean nh\u00e2n \u2013 k\u1ebft qu\u1ea3 xuy\u00ean su\u1ed1t. T\u1eeb c\u00e1c d\u1eef ki\u1ec7n n\u00e0y, ng\u01b0\u1eddi ph\u00e2n t\u00edch ph\u1ea3i \u0111\u1eb7t ch\u00fang \u1edf c\u1ea1nh nhau, k\u1ebft h\u1ee3p c\u00e1c bi\u1ebfn v\u00e0 \u0111\u01b0a ra nhi\u1ec1u k\u1ebft qu\u1ea3 c\u00f3 th\u1ec3 x\u1ea3y ra. V\u00ec v\u1eady kh\u00f3 c\u00f3 th\u1ec3 d\u1ef1 \u0111o\u00e1n ch\u00ednh x\u00e1c khi n\u00e0o kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf.<\/p>\n<h3 class=\"wp-block-heading\">Th\u1ecb tr\u01b0\u1eddng s\u1ebd lu\u00f4n t\u0103ng tr\u1edf l\u1ea1i sau kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf<\/h3>\n<p>Chu k\u1ef3 kinh t\u1ebf l\u00e0 s\u1ef1 bi\u1ebfn \u0111\u1ed9ng GDP theo c\u00e1c giai \u0111o\u1ea1n: suy tho\u00e1i, ph\u1ee5c h\u1ed3i v\u00e0 h\u01b0ng th\u1ecbnh. Trong \u0111\u00f3, ph\u1ee5c h\u1ed3i l\u00e0 giai \u0111o\u1ea1n gi\u1eefa k\u1ebft n\u1ed1i c\u1ee7a hai giai \u0111o\u1ea1n c\u00f2n l\u1ea1i. Nhi\u1ec1u chuy\u00ean gia c\u00f3 kinh nghi\u1ec7m c\u00f2n cho r\u1eb1ng c\u1ee9 sau 10 n\u0103m th\u00ec kinh t\u1ebf th\u1ebf gi\u1edbi s\u1ebd c\u00f3 chi\u1ec1u h\u01b0\u1edbng bi\u1ebfn \u0111\u1ed9ng ti\u00eau c\u1ef1c m\u1ed9t l\u1ea7n, n\u1ebfu t\u1ec7 h\u01a1n s\u1ebd d\u1eabn \u0111\u1ebfn kh\u1ee7ng ho\u1ea3ng.<\/p>\n<h2 class=\"wp-block-heading\">C\u00e1c cu\u1ed9c kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf t\u00e0i ch\u00ednh l\u1edbn tr\u00ean th\u1ebf gi\u1edbi<\/h2>\n<h3 class=\"wp-block-heading\">C\u01a1n s\u1ed1t hoa tulip n\u0103m 1637<\/h3>\n<p>\u0110\u00e2y l\u00e0 s\u1ef1 ki\u1ec7n kh\u1ee7ng ho\u1ea3ng bong b\u00f3ng t\u00e0i s\u1ea3n \u0111\u1ea7u ti\u00ean \u0111\u01b0\u1ee3c ghi nh\u1eadn, khi gi\u00e1 li\u00ean t\u1ee5c l\u00ean cao r\u1ed3i lao d\u1ed1c kh\u00f4ng phanh. S\u1edf d\u0129 c\u00f3 t\u00ean l\u00e0 c\u01a1n s\u1ed1t hoa tulip l\u00e0 v\u00ec t\u1ea1i th\u1eddi \u0111i\u1ec3m \u0111\u00f3 m\u1ed9t c\u1ee7 tulip \u1edf H\u00e0 Lan c\u00f3 gi\u00e1 cao ng\u1ea5t ng\u01b0\u1ee1ng, g\u1ea5p 6 l\u1ea7n thu nh\u1eadp trung b\u00ecnh c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng.<\/p>\n<h3 class=\"wp-block-heading\">Kh\u1ee7ng ho\u1ea3ng t\u00edn d\u1ee5ng n\u0103m 1772<\/h3>\n<p>Trong th\u1eadp ni\u00ean 1760 \u2013 1770, nh\u1edd v\u00e0o c\u00e1c th\u00e0nh t\u1ef1u trong th\u01b0\u01a1ng m\u1ea1i v\u00e0 c\u00f3 h\u1ec7 th\u1ed1ng thu\u1ed9c \u0111\u1ecba r\u1ed9ng l\u1edbn n\u00ean V\u01b0\u01a1ng qu\u1ed1c Anh ph\u00e1t tri\u1ec3n r\u1ea5t m\u1ea1nh. C\u00e1c ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc r\u1ea5t ph\u00f3ng kho\u00e1ng trong vi\u1ec7c cho vay t\u00edn d\u1ee5ng. Tuy nhi\u00ean, v\u00e0o n\u0103m 1772, c\u00f3 m\u1ed9t \u0111\u1ed1i t\u00e1c c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng tr\u1ed1n n\u1ee3 sang Ph\u00e1p. Tin t\u1ee9c lan nhanh v\u00e0 t\u1ea1o ra m\u1ed9t cu\u1ed9c h\u1ed7n lo\u1ea1n. C\u00e1c ch\u1ee7 n\u1ee3 \u0111\u1ee9ng ch\u1eadt k\u00edn \u1edf c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00f2i r\u00fat ti\u1ec1n. Cu\u1ed9c kh\u1ee7ng ho\u1ea3ng nhanh ch\u00f3ng lan \u0111\u1ebfn Scotland, H\u00e0 Lan v\u00e0 nhi\u1ec1u v\u00f9ng kh\u00e1c \u1edf ch\u00e2u \u00c2u v\u00e0 c\u00e1c thu\u1ed9c \u0111\u1ecba c\u1ee7a Anh \u1edf ch\u00e2u M\u1ef9.<\/p>\n<h3 class=\"wp-block-heading\">S\u1ef1 c\u1ed1 ch\u1ee9ng kho\u00e1n n\u0103m 1929<\/h3>\n<p>\u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 cu\u1ed9c kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf t\u1ed3i t\u1ec7 nh\u1ea5t c\u1ee7a th\u1ebf k\u1ef7 20 do t\u00ecnh tr\u1ea1ng \u0111\u1ea7u c\u01a1 tr\u00e0n lan, gi\u00e1 c\u1ed5 phi\u1ebfu cao ng\u1ea5t ng\u01b0\u1ee1ng v\u01b0\u1ee3t xa gi\u00e1 tr\u1ecb th\u1ef1c v\u00e0 v\u01b0\u1ee3t qua t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c l\u0129nh v\u1ef1c kh\u00e1c trong n\u1ec1n kinh t\u1ebf. Bong b\u00f3ng kinh t\u1ebf h\u00ecnh th\u00e0nh l\u00e0 ti\u1ec1n \u0111\u1ec1 cho s\u1ef1 s\u1ee5p \u0111\u1ed5 c\u1ee7a ng\u00e0y th\u1ee9 Ba \u0111en t\u1ed1i. V\u00e0o ng\u00e0y n\u00e0y, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 \u00f9n \u00f9n b\u00e1n th\u00e1o c\u1ed5 phi\u1ebfu d\u1eabn \u0111\u1ebfn s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch kh\u1ed5ng l\u1ed3 l\u00e0 h\u01a1n 16 tri\u1ec7u c\u1ed5 phi\u1ebfu.<\/p>\n<h3 class=\"wp-block-heading\">Kh\u1ee7ng ho\u1ea3ng d\u1ea7u m\u1ecf OPEC n\u0103m 1973<\/h3>\n<p>Cu\u1ed9c kh\u1ee7ng ho\u1ea3ng n\u00e0y c\u00f3 nguy\u00ean nh\u00e2n t\u1eeb l\u1ec7nh c\u1ea5m v\u1eadn d\u1ea7u m\u1ecf sang Hoa K\u1ef3 v\u00e0 c\u00e1c \u0111\u1ed3ng minh c\u1ee7a Hoa K\u1ef3 c\u1ee7a c\u00e1c n\u01b0\u1edbc th\u00e0nh vi\u00ean OPEC nh\u1eb1m \u0111\u00e1p tr\u1ea3 Hoa K\u1ef3 v\u00ec h\u1ed7 tr\u1ee3 v\u0169 trang cho Israel trong chi\u1ebfn tranh gi\u1eefa Arab v\u00e0 Israel.<\/p>\n<p>Vi\u1ec7c \u0111\u1ed9t ng\u1ed9t ng\u1eebng xu\u1ea5t kh\u1ea9u d\u1ea7u m\u1ecf g\u00e2y ra t\u00ecnh tr\u1ea1ng thi\u1ebfu d\u1ea7u m\u1ecf nghi\u00eam tr\u1ecdng \u1edf c\u00e1c n\u01b0\u1edbc b\u1ecb \u1ea3nh h\u01b0\u1edfng khi\u1ebfn gi\u00e1 d\u1ea7u t\u0103ng cao v\u00e0 g\u00e2y ra l\u1ea1m ph\u00e1t. N\u1ec1n kinh t\u1ebf Hoa K\u1ef3 v\u00e0 c\u00e1c n\u01b0\u1edbc l\u00e2m v\u00e0o kh\u1ee7ng ho\u1ea3ng.<\/p>\n<h3 class=\"wp-block-heading\">Kh\u1ee7ng ho\u1ea3ng ch\u00e2u \u00c1 1997 \u2013 1998<\/h3>\n<p>Cu\u1ed9c kh\u1ee7ng ho\u1ea3ng n\u00e0y b\u1eaft \u0111\u1ea7u \u1edf Th\u00e1i Lan khi\u1ebfn ch\u00ednh ph\u1ee7 ph\u1ea3i s\u1ef1 d\u1ee5ng ngo\u1ea1i t\u1ec7 d\u1ef1 tr\u1eef. \u0110\u1ebfn khi ngo\u1ea1i t\u1ec7 d\u1ef1 tr\u1eef h\u1ebft, Th\u00e1i Lan th\u1ea3 n\u1ed5i t\u1ef7 gi\u00e1 v\u00e0 cu\u1ed9c kh\u1ee7ng ho\u1ea3ng lan nhanh \u0111\u1ebfn c\u00e1c n\u01b0\u1edbc \u0110\u00f4ng \u00c1. Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ch\u00e2u \u00c1 tr\u1edf n\u00ean h\u1ed7n lo\u1ea1n, khi\u1ebfn c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i \u1ed3 \u1ea1t r\u00fat v\u1ed1n. S\u1ef1 ph\u00e1 gi\u00e1 \u0111\u1ed3ng n\u1ed9i t\u1ec7 v\u00e0 l\u00e3i su\u1ea5t t\u0103ng khi\u1ebfn nhi\u1ec1u doanh nghi\u1ec7p m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3. \u0110i\u1ec1u n\u00e0y d\u1eabn \u0111\u1ebfn cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng.<\/p>\n<h3 class=\"wp-block-heading\">Cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u n\u0103m 2007 \u2013 2008<\/h3>\n<p>Trong th\u1eddi gian n\u00e0y, c\u00e1c ng\u00e2n h\u00e0ng M\u1ef9 cho vay th\u1ebf ch\u1ea5p mua nh\u00e0 v\u1edbi l\u00e3i su\u1ea5t cao v\u1edbi nh\u1eefng kh\u00e1ch h\u00e0ng c\u00f3 r\u1ee7i ro cao v\u1ec1 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3. \u0110i\u1ec1u n\u00e0y d\u1eabn \u0111\u1ebfn n\u1ee3 t\u00edn d\u1ee5ng gia t\u0103ng, gi\u00e1 nh\u00e0 \u0111\u1ea5t ch\u1ea1m \u0111\u00e1y, th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n s\u1ee5p \u0111\u1ed5, h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng g\u1eb7p kh\u00f3 kh\u0103n, th\u1ea5t nghi\u1ec7p t\u0103ng cao.<\/p>\n<h3 class=\"wp-block-heading\">\u0110\u1ea1i d\u1ecbch Covid \u2013 19 n\u0103m 2020<\/h3>\n<p>T\u00e1c \u0111\u1ed9ng c\u1ee7a \u0111\u1ea1i d\u1ecbch Covid \u2013 19 khi\u1ebfn n\u1ec1n kinh t\u1ebf th\u1ebf gi\u1edbi r\u01a1i v\u00e0o suy tho\u00e1i nghi\u00eam tr\u1ecdng. M\u1ee9c \u0111\u1ed9 \u1ea3nh h\u01b0\u1edfng v\u01b0\u1ee3t xa cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh 2008 v\u00e0 cu\u1ed9c \u0111\u1ea1i suy tho\u00e1i c\u1ee7a M\u1ef9 v\u00e0o nh\u1eefng n\u0103m 1930.<\/p>\n<h2 class=\"wp-block-heading\">L\u00e0m g\u00ec \u0111\u1ec3 v\u01b0\u1ee3t qua kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf?<\/h2>\n<h3 class=\"wp-block-heading\">T\u1ea1o th\u00eam nhi\u1ec1u ngu\u1ed3n thu nh\u1eadp<\/h3>\n<p>Ngo\u00e0i c\u00f4ng vi\u1ec7c to\u00e0n th\u1eddi gian, b\u1ea1n c\u1ea7n t\u00ecm th\u00eam c\u00e1c c\u00f4ng vi\u1ec7c l\u00e0m th\u00eam gi\u00fap t\u0103ng thu nh\u1eadp, ch\u1eb3ng h\u1ea1n nh\u01b0 b\u00e1n h\u00e0ng online hay s\u1eed d\u1ee5ng ngh\u1ec1 tay tr\u00e1i.<\/p>\n<h3 class=\"wp-block-heading\">C\u1eaft gi\u1ea3m chi ti\u00eau kh\u00f4ng c\u1ea7n thi\u1ebft<\/h3>\n<p>Gi\u1eefa th\u1eddi k\u1ef3 kinh t\u1ebf kh\u00f3 kh\u0103n, c\u1eaft gi\u1ea3m c\u00e1c kho\u1ea3n chi ti\u00eau kh\u00f4ng c\u1ea7n thi\u1ebft l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n. Ch\u1eb3ng h\u1ea1n, b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn l\u1ecdc, l\u00ean danh s\u00e1ch c\u00e1c m\u00f3n c\u1ea7n mua tr\u01b0\u1edbc khi v\u00e0o si\u00eau th\u1ecb \u0111\u1ec3 tr\u00e1nh b\u1ecb c\u00e1m d\u1ed7 mua nh\u1eefng m\u00f3n kh\u00f4ng c\u1ea7n thi\u1ebft.<\/p>\n<h3 class=\"wp-block-heading\">Tr\u1ea3 h\u1ebft n\u1ee3 c\u0169 v\u00e0 tr\u00e1nh nh\u1eefng kho\u1ea3n n\u1ee3 m\u1edbi<\/h3>\n<p>Tr\u1ea3 h\u1ebft n\u1ee3 c\u0169 l\u00e0 c\u00e1ch \u0111\u1ec3 tr\u00e1nh \u0111\u1ebb l\u00e3i qu\u00e1 nhi\u1ec1u \u0111\u1ed3ng th\u1eddi c\u1eaft gi\u1ea3m chi ti\u00eau \u0111\u1ec3 ti\u1ebft ki\u1ec7m h\u01a1n v\u00e0 kh\u00f4ng \u0111\u1ec3 ph\u00e1t sinh c\u00e1c kho\u1ea3n n\u1ee3 m\u1edbi.<\/p>\n<h3 class=\"wp-block-heading\">Ti\u1ebft ki\u1ec7m d\u1ea7n \u0111\u1ec3 c\u00f3 v\u1ed1n \u0111\u1ea7u t\u01b0<\/h3>\n<p>Ti\u1ebft ki\u1ec7m s\u1ebd gi\u00fap b\u1ea3n c\u00f3 \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n d\u1ef1 ph\u00f2ng cho c\u00e1c r\u1ee7i ro b\u1ea5t ng\u1edd v\u00e0 c\u00f3 th\u00eam m\u1ed9t kho\u1ea3n ti\u1ec1n l\u1edbn \u0111\u1ec3 \u0111\u1ea7u t\u01b0.<\/p>\n<h3 class=\"wp-block-heading\">\u0110\u1ea7u t\u01b0 khi c\u00f3 d\u01b0<\/h3>\n<p>Sau th\u1eddi gian ti\u1ebft ki\u1ec7m, b\u1ea1n s\u1ebd t\u00edch l\u0169y \u0111\u01b0\u1ee3c m\u1ed9t s\u1ed1 ti\u1ec1n v\u00e0 c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0, gi\u00fap gia t\u0103ng t\u00e0i s\u1ea3n.<\/p>\n<p>Gi\u1edd \u0111\u00e2y c\u00f3 l\u1ebd b\u1ea1n \u0111\u00e3 hi\u1ec3u kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf l\u00e0 g\u00ec r\u1ed3i ph\u1ea3i kh\u00f4ng? H\u00e3y truy c\u1eadp v\u00e0o CareerLink.vn \u0111\u1ec3 t\u00ecm hi\u1ec3u th\u00eam nhi\u1ec1u ki\u1ebfn th\u1ee9c kh\u00e1c v\u00e0 c\u1eadp nh\u1eadt c\u00e1c th\u00f4ng tin tuy\u1ec3n d\u1ee5ng m\u1edbi nh\u1ea5t nh\u00e9.<\/p>\n<p class=\"has-text-align-right\"><strong>Thu Trang<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf l\u00e0 \u0111i\u1ec1u kh\u00f4ng bao gi\u1edd \u0111\u01b0\u1ee3c mong mu\u1ed1n b\u1edfi h\u1eadu qu\u1ea3 c\u1ee7a n\u00f3 \u0111\u1ec3 l\u1ea1i v\u00f4 c\u00f9ng n\u1eb7ng n\u1ec1 \u0111\u1ed1i v\u1edbi &#8230;<\/p>\n","protected":false},"author":58,"featured_media":8440,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-8438","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kien-thuc-kinh-te"],"_links":{"self":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts\/8438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/comments?post=8438"}],"version-history":[{"count":2,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts\/8438\/revisions"}],"predecessor-version":[{"id":15214,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts\/8438\/revisions\/15214"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/media\/8440"}],"wp:attachment":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/media?parent=8438"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/categories?post=8438"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/tags?post=8438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}