{"id":25046,"date":"2026-07-08T13:24:39","date_gmt":"2026-07-08T06:24:39","guid":{"rendered":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/?p=25046"},"modified":"2026-07-08T17:13:04","modified_gmt":"2026-07-08T10:13:04","slug":"actuary-la-gi","status":"publish","type":"post","link":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/dinh-huong-nghe-nghiep\/actuary-la-gi","title":{"rendered":"Actuary L\u00e0 G\u00ec? C\u00f4ng Vi\u1ec7c, Ch\u1ee9ng Ch\u1ec9 V\u00e0 C\u01a1 H\u1ed9i Ngh\u1ec1 \u0110\u1ecbnh Ph\u00ed B\u1ea3o Hi\u1ec3m"},"content":{"rendered":"

Trong m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m, ai l\u00e0 ng\u01b0\u1eddi quy\u1ebft \u0111\u1ecbnh m\u1ee9c ph\u00ed b\u1ea1n \u0111\u00f3ng m\u1ed7i n\u0103m cho h\u1ee3p \u0111\u1ed3ng nh\u00e2n th\u1ecd? C\u00e2u tr\u1ea3 l\u1eddi n\u1eb1m \u1edf \u0111\u1ed9i ng\u0169 \u0111\u1ecbnh ph\u00ed. Hi\u1ec3u \u0111\u00fang actuary l\u00e0 g\u00ec<\/strong> s\u1ebd m\u1edf ra cho ng\u01b0\u1eddi gi\u1ecfi to\u00e1n v\u00e0 th\u1ed1ng k\u00ea m\u1ed9t h\u01b0\u1edbng ngh\u1ec1 nghi\u1ec7p \u0111\u1eb7c th\u00f9: d\u00f9ng d\u1eef li\u1ec7u c\u00f9ng m\u00f4 h\u00ecnh x\u00e1c su\u1ea5t \u0111\u1ec3 l\u01b0\u1ee3ng h\u00f3a r\u1ee7i ro t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n.<\/p>\n

\"Actuary<\/p>\n

\n

T\u00f3m t\u1eaft nhanh:<\/strong><\/p>\n

\u2013 Actuary (chuy\u00ean vi\u00ean \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m) l\u00e0 ng\u01b0\u1eddi d\u00f9ng to\u00e1n h\u1ecdc v\u00e0 th\u1ed1ng k\u00ea \u0111\u1ec3 t\u00ednh ph\u00ed, tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng cho s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m.<\/p>\n

\u2013 L\u1ed9 tr\u00ecnh ngh\u1ec1 g\u1eafn v\u1edbi h\u1ec7 th\u1ed1ng ch\u1ee9ng ch\u1ec9 qu\u1ed1c t\u1ebf c\u1ee7a SOA (Society of Actuaries, M\u1ef9) ho\u1eb7c IFoA (Institute and Faculty of Actuaries, Anh).<\/p>\n

\u2013 Theo d\u1eef li\u1ec7u tuy\u1ec3n d\u1ee5ng tr\u00ean CareerLink (th\u00e1ng 7\/2026), ng\u00e0nh b\u1ea3o hi\u1ec3m c\u00f3 942 tin \u0111ang tuy\u1ec3n, nh\u01b0ng v\u1ecb tr\u00ed actuary g\u1ea7n nh\u01b0 kh\u00f4ng \u0111\u0103ng c\u00f4ng khai m\u00e0 tuy\u1ec3n qua k\u00eanh ri\u00eang.<\/p>\n<\/div>\n

1. Actuary l\u00e0 g\u00ec v\u00e0 v\u00ec sao \u0111\u00e2y l\u00e0 ngh\u1ec1 \u0111\u1eb7c th\u00f9<\/h2>\n

Actuary (chuy\u00ean vi\u00ean \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m, trong v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt Vi\u1ec7t Nam g\u1ecdi l\u00e0 chuy\u00ean gia t\u00ednh to\u00e1n) l\u00e0 ng\u01b0\u1eddi \u00e1p d\u1ee5ng x\u00e1c su\u1ea5t th\u1ed1ng k\u00ea, to\u00e1n t\u00e0i ch\u00ednh v\u00e0 khoa h\u1ecdc d\u1eef li\u1ec7u \u0111\u1ec3 \u0111o l\u01b0\u1eddng, \u0111\u1ecbnh gi\u00e1 r\u1ee7i ro cho c\u00e1c cam k\u1ebft t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n. S\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m v\u1ec1 b\u1ea3n ch\u1ea5t l\u00e0 m\u1ed9t l\u1eddi h\u1ee9a chi tr\u1ea3 c\u00f3 th\u1ec3 k\u00e9o d\u00e0i 20, 30 n\u0103m; n\u1ebfu m\u1ee9c ph\u00ed t\u00ednh sai, doanh nghi\u1ec7p s\u1ebd m\u1ea5t kh\u1ea3 n\u0103ng thanh to\u00e1n \u0111\u00fang l\u00fac kh\u00e1ch h\u00e0ng c\u1ea7n nh\u1ea5t. Actuary ch\u00ednh l\u00e0 ng\u01b0\u1eddi gi\u1eef cho l\u1eddi h\u1ee9a \u0111\u00f3 kh\u1ea3 thi v\u1ec1 m\u1eb7t to\u00e1n h\u1ecdc.<\/p>\n

T\u1ea1i Vi\u1ec7t Nam, \u0111\u00e2y c\u00f2n l\u00e0 ch\u1ee9c danh \u0111\u01b0\u1ee3c lu\u1eadt h\u00f3a. Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m n\u0103m 2022 (Lu\u1eadt s\u1ed1 08\/2022\/QH15) v\u00e0 Ngh\u1ecb \u0111\u1ecbnh 46\/2023\/N\u0110-CP quy \u0111\u1ecbnh doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 chuy\u00ean gia t\u00ednh to\u00e1n \u0111\u00e1p \u1ee9ng ti\u00eau chu\u1ea9n chuy\u00ean m\u00f4n, trong \u0111\u00f3 y\u00eau c\u1ea7u ph\u1ed5 bi\u1ebfn l\u00e0 \u0111\u1ea1t c\u1ea5p \u0111\u1ed9 Fellow ho\u1eb7c t\u01b0\u01a1ng \u0111\u01b0\u01a1ng c\u1ee7a m\u1ed9t hi\u1ec7p h\u1ed9i actuary th\u00e0nh vi\u00ean Hi\u1ec7p h\u1ed9i Actuary qu\u1ed1c t\u1ebf (IAA). N\u00f3i c\u00e1ch kh\u00e1c, m\u1ed7i c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec1u b\u1eaft bu\u1ed9c duy tr\u00ec v\u1ecb tr\u00ed n\u00e0y, d\u00f9 th\u1ecb tr\u01b0\u1eddng r\u1ea5t hi\u1ebfm ng\u01b0\u1eddi \u0111\u1ea1t chu\u1ea9n.<\/p>\n

1.1 Actuary kh\u00e1c g\u00ec chuy\u00ean vi\u00ean th\u1ea9m \u0111\u1ecbnh (Underwriter)<\/h3>\n

Hai v\u1ecb tr\u00ed n\u00e0y hay b\u1ecb nh\u1ea7m l\u1eabn v\u00ec \u0111\u1ec1u “\u0111\u00e1nh gi\u00e1 r\u1ee7i ro”. Chuy\u00ean vi\u00ean th\u1ea9m \u0111\u1ecbnh (Underwriter) xem x\u00e9t t\u1eebng h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 \u0111\u1ec3 quy\u1ebft \u0111\u1ecbnh nh\u1eadn hay t\u1eeb ch\u1ed1i, \u00e1p d\u1ee5ng bi\u1ec3u ph\u00ed c\u00f3 s\u1eb5n. Actuary \u0111\u1ee9ng \u1edf t\u1ea7ng ph\u00eda tr\u00ean: x\u00e2y d\u1ef1ng ch\u00ednh bi\u1ec3u ph\u00ed \u0111\u00f3, thi\u1ebft k\u1ebf gi\u1ea3 \u0111\u1ecbnh v\u1ec1 t\u1ef7 l\u1ec7 t\u1eed vong, t\u1ef7 l\u1ec7 h\u1ee7y h\u1ee3p \u0111\u1ed3ng, l\u00e3i su\u1ea5t \u0111\u1ea7u t\u01b0 cho to\u00e0n b\u1ed9 danh m\u1ee5c. M\u1ed9t ng\u01b0\u1eddi l\u00e0m vi\u1ec7c v\u1edbi t\u1eebng kh\u00e1ch h\u00e0ng, m\u1ed9t ng\u01b0\u1eddi l\u00e0m vi\u1ec7c v\u1edbi quy lu\u1eadt s\u1ed1 l\u1edbn.<\/p>\n

1.2 Actuary l\u00e0m vi\u1ec7c \u1edf \u0111\u00e2u<\/h3>\n

M\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c c\u1ee7a actuary r\u1ed9ng h\u01a1n nhi\u1ec1u ng\u01b0\u1eddi ngh\u0129. Ngo\u00e0i c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 phi nh\u00e2n th\u1ecd, h\u1ecd c\u00f2n xu\u1ea5t hi\u1ec7n t\u1ea1i doanh nghi\u1ec7p t\u00e1i b\u1ea3o hi\u1ec3m nh\u01b0 VINARE hay PVI Re, c\u00e1c qu\u1ef9 h\u01b0u tr\u00ed, b\u1ed9 ph\u1eadn qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c h\u00e3ng t\u01b0 v\u1ea5n ki\u1ec3m to\u00e1n qu\u1ed1c t\u1ebf thu\u1ed9c nh\u00f3m Big4 c\u00f3 m\u1ea3ng d\u1ecbch v\u1ee5 actuarial. \u1ede m\u1ed7i n\u01a1i, b\u00e0i to\u00e1n thay \u0111\u1ed5i nh\u01b0ng c\u00f4ng c\u1ee5 c\u1ed1t l\u00f5i v\u1eabn l\u00e0 x\u00e1c su\u1ea5t, th\u1ed1ng k\u00ea v\u00e0 m\u00f4 h\u00ecnh t\u00e0i ch\u00ednh.<\/p>\n

2. C\u00f4ng vi\u1ec7c th\u1ef1c t\u1ebf c\u1ee7a m\u1ed9t actuary trong c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/h2>\n

C\u00f4ng vi\u1ec7c h\u1eb1ng ng\u00e0y c\u1ee7a actuary \u00edt gi\u1ed1ng h\u00ecnh dung “ng\u1ed3i gi\u1ea3i to\u00e1n” m\u00e0 g\u1ea7n v\u1edbi chu tr\u00ecnh v\u1eadn h\u00e0nh s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh. H\u1ecd \u0111\u1ecbnh ph\u00ed s\u1ea3n ph\u1ea9m m\u1edbi (pricing), tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng nghi\u1ec7p v\u1ee5 (reserving), \u0111\u00e1nh gi\u00e1 l\u1ea1i gi\u00e1 tr\u1ecb danh m\u1ee5c h\u1ee3p \u0111\u1ed3ng (valuation), ki\u1ec3m tra kh\u1ea3 n\u0103ng thanh to\u00e1n theo y\u00eau c\u1ea7u c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh v\u00e0 tham gia thi\u1ebft k\u1ebf ch\u01b0\u01a1ng tr\u00ecnh t\u00e1i b\u1ea3o hi\u1ec3m. Ph\u1ea7n l\u1edbn th\u1eddi gian tr\u00f4i qua gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh tr\u00ean Excel, ph\u1ea7n m\u1ec1m chuy\u00ean d\u1ee5ng nh\u01b0 Prophet v\u00e0 ng\u00f4n ng\u1eef ph\u00e2n t\u00edch d\u1eef li\u1ec7u nh\u01b0 R, Python hay SQL.<\/p>\n

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Actuary kh\u00f4ng \u0111o\u00e1n t\u01b0\u01a1ng lai; h\u1ecd l\u01b0\u1ee3ng h\u00f3a r\u1ee7i ro \u0111\u1ec3 m\u1ed7i cam k\u1ebft t\u00e0i ch\u00ednh h\u00f4m nay v\u1eabn \u0111\u1ee9ng v\u1eefng sau nhi\u1ec1u th\u1eadp k\u1ef7.<\/em><\/p>\n<\/blockquote>\n

\u0110\u1ec3 h\u00ecnh dung b\u1ee9c tranh nh\u00e2n l\u1ef1c xung quanh v\u1ecb tr\u00ed n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o c\u00e1c tin vi\u1ec7c l\u00e0m ng\u00e0nh b\u1ea3o hi\u1ec3m<\/a> \u0111ang tuy\u1ec3n tr\u00ean CareerLink. Theo d\u1eef li\u1ec7u tuy\u1ec3n d\u1ee5ng tr\u00ean CareerLink (th\u00e1ng 7\/2026), to\u00e0n ng\u00e0nh b\u1ea3o hi\u1ec3m c\u00f3 942 tin \u0111\u0103ng, trong \u0111\u00f3 nh\u00f3m t\u01b0 v\u1ea5n v\u00e0 chuy\u00ean vi\u00ean t\u01b0 v\u1ea5n chi\u1ebfm \u0111a s\u1ed1 \u00e1p \u0111\u1ea3o (169 tr\u00ean 247 tin \u0111\u01b0\u1ee3c kh\u1ea3o s\u00e1t \u1edf c\u00e1c trang \u0111\u1ea7u). \u0110\u00e1ng ch\u00fa \u00fd, t\u00ecm ki\u1ebfm tr\u1ef1c ti\u1ebfp t\u1eeb kh\u00f3a “actuary” hay “\u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m” g\u1ea7n nh\u01b0 kh\u00f4ng cho ra tin \u0111\u0103ng c\u00f4ng khai n\u00e0o \u2014 c\u00e1c v\u1ecb tr\u00ed n\u00e0y hi\u1ebfm, \u0111\u01b0\u1ee3c tuy\u1ec3n qua gi\u1edbi thi\u1ec7u n\u1ed9i b\u1ed9, headhunter ho\u1eb7c ch\u01b0\u01a1ng tr\u00ecnh actuarial trainee c\u1ee7a t\u1eebng c\u00f4ng ty.<\/p>\n

Chi ti\u1ebft \u0111\u00f3 n\u00f3i l\u00ean b\u1ea3n ch\u1ea5t th\u1ecb tr\u01b0\u1eddng: actuary l\u00e0 ngh\u1ec1 ng\u00e1ch v\u1edbi ngu\u1ed3n cung nh\u00e2n l\u1ef1c m\u1ecfng, doanh nghi\u1ec7p c\u1ea1nh tranh nhau \u0111\u1ec3 gi\u1eef ng\u01b0\u1eddi \u0111\u1ea1t ch\u1ee9ng ch\u1ec9 thay v\u00ec \u0111\u0103ng tuy\u1ec3n r\u1ed9ng r\u00e3i. V\u1edbi ng\u01b0\u1eddi m\u1edbi, c\u00e1nh c\u1eeda th\u1ef1c t\u1ebf nh\u1ea5t l\u00e0 \u1ee9ng tuy\u1ec3n v\u1ecb tr\u00ed actuarial analyst ho\u1eb7c trainee ngay t\u1eeb khi c\u00f2n l\u00e0 sinh vi\u00ean n\u0103m cu\u1ed1i.<\/p>\n

\"Actuary<\/p>\n

3. L\u1ed9 tr\u00ecnh ch\u1ee9ng ch\u1ec9 qu\u1ed1c t\u1ebf SOA v\u00e0 IFoA<\/h2>\n

\u0110i\u1ec3m kh\u00e1c bi\u1ec7t l\u1edbn nh\u1ea5t c\u1ee7a ngh\u1ec1 actuary so v\u1edbi c\u00e1c ngh\u1ec1 ph\u00e2n t\u00edch kh\u00e1c l\u00e0 h\u1ec7 th\u1ed1ng ch\u1ee9ng ch\u1ec9 qu\u1ed1c t\u1ebf k\u00e9o d\u00e0i nhi\u1ec1u n\u0103m. Hai h\u1ec7 th\u1ed1ng ph\u1ed5 bi\u1ebfn v\u1edbi ng\u01b0\u1eddi Vi\u1ec7t l\u00e0 SOA (Society of Actuaries \u2014 Hi\u1ec7p h\u1ed9i Actuary Hoa K\u1ef3) v\u00e0 IFoA (Institute and Faculty of Actuaries \u2014 Vi\u1ec7n Actuary V\u01b0\u01a1ng qu\u1ed1c Anh). C\u1ea3 hai \u0111\u1ec1u chia l\u1ed9 tr\u00ecnh th\u00e0nh c\u00e1c k\u1ef3 thi n\u1ed1i ti\u1ebfp, t\u1eeb n\u1ec1n t\u1ea3ng to\u00e1n x\u00e1c su\u1ea5t \u0111\u1ebfn chuy\u00ean s\u00e2u theo l\u0129nh v\u1ef1c.<\/p>\n\n\n\n\n\n\n\n
Giai \u0111o\u1ea1n<\/th>\nH\u1ec7 SOA (M\u1ef9)<\/th>\nH\u1ec7 IFoA (Anh)<\/th>\nTh\u1eddi gian tham kh\u1ea3o<\/th>\n<\/tr>\n<\/thead>\n
Nh\u1eadp m\u00f4n<\/td>\nExam P (X\u00e1c su\u1ea5t), Exam FM (To\u00e1n t\u00e0i ch\u00ednh)<\/td>\nCS1 (Th\u1ed1ng k\u00ea actuarial), CM1 (To\u00e1n actuarial)<\/td>\nC\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u t\u1eeb n\u0103m 2\u20133 \u0111\u1ea1i h\u1ecdc<\/td>\n<\/tr>\n
C\u1ea5p Associate<\/td>\nASA: ho\u00e0n th\u00e0nh th\u00eam c\u00e1c exam n\u00e2ng cao, y\u00eau c\u1ea7u VEE v\u00e0 kh\u00f3a chuy\u00ean \u0111\u1ec1<\/td>\nAssociate IFoA: ho\u00e0n t\u1ea5t nh\u00f3m m\u00f4n CS, CM, CB v\u00e0 SP theo quy \u0111\u1ecbnh<\/td>\nKho\u1ea3ng 3\u20135 n\u0103m t\u00f9y ti\u1ebfn \u0111\u1ed9 thi<\/td>\n<\/tr>\n
C\u1ea5p Fellow<\/td>\nFSA: ch\u1ecdn track chuy\u00ean s\u00e2u (nh\u00e2n th\u1ecd, h\u01b0u tr\u00ed, t\u00e0i ch\u00ednh doanh nghi\u1ec7p…)<\/td>\nFellow (FIA\/FFA): th\u00eam c\u00e1c m\u00f4n SA chuy\u00ean ng\u00e0nh<\/td>\nPh\u1ed5 bi\u1ebfn 6\u201310 n\u0103m k\u1ec3 t\u1eeb k\u1ef3 thi \u0111\u1ea7u<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

B\u1ea3ng tr\u00ean ch\u1ec9 mang t\u00ednh \u0111\u1ecbnh h\u01b0\u1edbng v\u00ec c\u1ea5u tr\u00fac k\u1ef3 thi \u0111\u01b0\u1ee3c hai hi\u1ec7p h\u1ed9i c\u1eadp nh\u1eadt \u0111\u1ecbnh k\u1ef3; ng\u01b0\u1eddi h\u1ecdc n\u00ean \u0111\u1ed1i chi\u1ebfu tr\u1ef1c ti\u1ebfp tr\u00ean trang ch\u00ednh th\u1ee9c soa.org v\u00e0 actuaries.org.uk tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd. \u0110i\u1ec1u quan tr\u1ecdng c\u1ea7n hi\u1ec3u l\u00e0 l\u1ed9 tr\u00ecnh n\u00e0y \u0111\u00f2i h\u1ecfi s\u1ef1 b\u1ec1n b\u1ec9 hi\u1ebfm c\u00f3: v\u1eeba \u0111i l\u00e0m v\u1eeba \u00f4n thi trong nhi\u1ec1u n\u0103m li\u00ean t\u1ee5c.<\/p>\n

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L\u01b0u \u00fd:<\/strong><\/p>\n

\u2013 L\u1ec7 ph\u00ed m\u1ed7i k\u1ef3 thi SOA\/IFoA dao \u0111\u1ed9ng t\u1eeb v\u00e0i tr\u0103m USD, ch\u01b0a k\u1ec3 t\u00e0i li\u1ec7u v\u00e0 kh\u00f3a luy\u1ec7n, n\u00ean c\u1ea7n k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n.<\/p>\n

\u2013 To\u00e0n b\u1ed9 \u0111\u1ec1 thi b\u1eb1ng ti\u1ebfng Anh h\u1ecdc thu\u1eadt, ng\u01b0\u1eddi h\u1ecdc c\u1ea7n chu\u1ea9n b\u1ecb ngo\u1ea1i ng\u1eef song song v\u1edbi ki\u1ebfn th\u1ee9c to\u00e1n.<\/p>\n

\u2013 Nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1ea1i Vi\u1ec7t Nam c\u00f3 ch\u00ednh s\u00e1ch t\u00e0i tr\u1ee3 l\u1ec7 ph\u00ed thi v\u00e0 th\u01b0\u1edfng khi nh\u00e2n vi\u00ean v\u01b0\u1ee3t qua t\u1eebng exam, h\u00e3y h\u1ecfi r\u00f5 khi ph\u1ecfng v\u1ea5n.<\/p>\n<\/div>\n

4. H\u1ecdc ng\u00e0nh g\u00ec \u0111\u1ec3 theo ngh\u1ec1 actuary<\/h2>\n

Kh\u00f4ng c\u00f3 m\u1ed9t ng\u00e0nh \u0111\u1ea1i h\u1ecdc duy nh\u1ea5t d\u1eabn \u0111\u1ebfn ngh\u1ec1 n\u00e0y, nh\u01b0ng n\u1ec1n t\u1ea3ng chung l\u00e0 to\u00e1n v\u00e0 d\u1eef li\u1ec7u. C\u00e1c l\u1ef1a ch\u1ecdn s\u00e1t nh\u1ea5t g\u1ed3m to\u00e1n \u1ee9ng d\u1ee5ng, x\u00e1c su\u1ea5t th\u1ed1ng k\u00ea, to\u00e1n kinh t\u1ebf, t\u00e0i ch\u00ednh \u0111\u1ecbnh l\u01b0\u1ee3ng v\u00e0 khoa h\u1ecdc d\u1eef li\u1ec7u. T\u1ea1i Vi\u1ec7t Nam, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n \u0111\u00e3 c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e0o t\u1ea1o chuy\u00ean s\u00e2u v\u1ec1 \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 qu\u1ea3n tr\u1ecb r\u1ee7i ro (Actuary), trong khi sinh vi\u00ean c\u00e1c ng\u00e0nh to\u00e1n \u2014 th\u1ed1ng k\u00ea \u1edf nh\u1eefng tr\u01b0\u1eddng kh\u00e1c v\u1eabn c\u00f3 th\u1ec3 t\u1ef1 h\u1ecdc theo gi\u00e1o tr\u00ecnh exam P, FM \u0111\u1ec3 v\u00e0o ngh\u1ec1.<\/p>\n

B\u00ean c\u1ea1nh ki\u1ebfn th\u1ee9c, b\u1ed9 k\u1ef9 n\u0103ng th\u1ef1c d\u1ee5ng quy\u1ebft \u0111\u1ecbnh t\u1ed1c \u0111\u1ed9 ti\u1ebfn b\u1ed9 trong ngh\u1ec1. \u1ee8ng vi\u00ean n\u00ean t\u00edch l\u0169y s\u1edbm nh\u1eefng n\u0103ng l\u1ef1c sau ngay t\u1eeb khi c\u00f2n ng\u1ed3i tr\u00ean gi\u1ea3ng \u0111\u01b0\u1eddng.<\/p>\n

\u2013 Th\u00e0nh th\u1ea1o Excel n\u00e2ng cao v\u00e0 \u00edt nh\u1ea5t m\u1ed9t ng\u00f4n ng\u1eef ph\u00e2n t\u00edch d\u1eef li\u1ec7u nh\u01b0 R, Python ho\u1eb7c SQL.<\/p>\n

\u2013 N\u1eafm v\u1eefng x\u00e1c su\u1ea5t, th\u1ed1ng k\u00ea to\u00e1n v\u00e0 to\u00e1n t\u00e0i ch\u00ednh \u1edf m\u1ee9c l\u00e0m \u0111\u01b0\u1ee3c b\u00e0i t\u1eadp exam P, FM c\u1ee7a SOA.<\/p>\n

\u2013 R\u00e8n ti\u1ebfng Anh h\u1ecdc thu\u1eadt \u0111\u1ee7 \u0111\u1ec3 \u0111\u1ecdc gi\u00e1o tr\u00ecnh, quy \u0111\u1ecbnh nghi\u1ec7p v\u1ee5 v\u00e0 d\u1ef1 thi ch\u1ee9ng ch\u1ec9 qu\u1ed1c t\u1ebf.<\/p>\n

\u2013 T\u1eadp tr\u00ecnh b\u00e0y v\u1ea5n \u0111\u1ec1 k\u1ef9 thu\u1eadt b\u1eb1ng ng\u00f4n ng\u1eef \u0111\u01a1n gi\u1ea3n, v\u00ec actuary ph\u1ea3i gi\u1ea3i th\u00edch m\u00f4 h\u00ecnh cho ban l\u00e3nh \u0111\u1ea1o phi k\u1ef9 thu\u1eadt.<\/p>\n

B\u1ed1n nh\u00f3m k\u1ef9 n\u0103ng n\u00e0y c\u0169ng ch\u00ednh l\u00e0 ti\u00eau ch\u00ed s\u00e0ng l\u1ecdc ph\u1ed5 bi\u1ebfn c\u1ee7a c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh actuarial trainee. N\u1ebfu mu\u1ed1n c\u00f3 c\u00e1i nh\u00ecn to\u00e0n c\u1ea3nh v\u1ec1 th\u1ecb tr\u01b0\u1eddng tr\u01b0\u1edbc khi ch\u1ecdn h\u01b0\u1edbng chuy\u00ean s\u00e2u, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ecdc th\u00eam b\u00e0i vi\u1ebft ng\u00e0nh b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec<\/a> \u0111\u1ec3 hi\u1ec3u c\u1ea5u tr\u00fac c\u00e1c m\u1ea3ng nghi\u1ec7p v\u1ee5 v\u00e0 v\u1ecb tr\u00ed c\u1ee7a kh\u1ed1i \u0111\u1ecbnh ph\u00ed trong \u0111\u00f3.<\/p>\n

5. C\u01a1 h\u1ed9i ngh\u1ec1 nghi\u1ec7p actuary t\u1ea1i Vi\u1ec7t Nam<\/h2>\n

Th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m Vi\u1ec7t Nam c\u00f3 \u0111\u1ee7 ba m\u1ea3ng c\u1ea7n actuary: nh\u00e2n th\u1ecd v\u1edbi c\u00e1c t\u00ean tu\u1ed5i nh\u01b0 B\u1ea3o Vi\u1ec7t Nh\u00e2n th\u1ecd, Prudential, Manulife, Dai-ichi Life, AIA; phi nh\u00e2n th\u1ecd v\u1edbi PVI, B\u1ea3o Minh, PTI; v\u00e0 t\u00e1i b\u1ea3o hi\u1ec3m v\u1edbi VINARE, Hanoi Re. M\u1ed7i doanh nghi\u1ec7p \u0111\u1ec1u ph\u1ea3i duy tr\u00ec \u0111\u1ed9i ng\u0169 t\u00ednh to\u00e1n \u0111\u1ea1t chu\u1ea9n theo Ngh\u1ecb \u0111\u1ecbnh 46\/2023\/N\u0110-CP, trong khi s\u1ed1 ng\u01b0\u1eddi Vi\u1ec7t \u0111\u1ea1t c\u1ea5p Fellow c\u00f2n r\u1ea5t \u00edt, t\u1ea1o ra kho\u1ea3ng tr\u1ed1ng nh\u00e2n l\u1ef1c k\u00e9o d\u00e0i nhi\u1ec1u n\u0103m.<\/p>\n

Theo d\u1eef li\u1ec7u tuy\u1ec3n d\u1ee5ng tr\u00ean CareerLink (th\u00e1ng 7\/2026), H\u00e0 N\u1ed9i v\u00e0 TP.HCM chi\u1ebfm kho\u1ea3ng m\u1ed9t n\u1eeda s\u1ed1 tin \u0111\u0103ng ng\u00e0nh b\u1ea3o hi\u1ec3m trong h\u01a1n 240 tin \u0111\u01b0\u1ee3c kh\u1ea3o s\u00e1t, ph\u1ea7n c\u00f2n l\u1ea1i tr\u1ea3i v\u1ec1 B\u1eafc Ninh, H\u1ea3i Ph\u00f2ng, \u0110\u00e0 N\u1eb5ng v\u00e0 c\u00e1c t\u1ec9nh. V\u1ec1 thu nh\u1eadp c\u00f4ng khai, kh\u1ed1i t\u01b0 v\u1ea5n ph\u1ed5 bi\u1ebfn \u1edf d\u1ea3i 8\u201312 tri\u1ec7u \u0111\u1ed3ng c\u1ed9ng hoa h\u1ed3ng, m\u1ed9t s\u1ed1 v\u1ecb tr\u00ed chuy\u00ean vi\u00ean nghi\u1ec7p v\u1ee5 \u0111\u0103ng 12\u201325 tri\u1ec7u \u0111\u1ed3ng, c\u00f2n c\u00e1c v\u1ecb tr\u00ed chuy\u00ean m\u00f4n s\u00e2u nh\u01b0 actuary ph\u1ea7n l\u1edbn \u0111\u1ec3 ch\u1ebf \u0111\u1ed9 “c\u1ea1nh tranh” v\u00e0 th\u01b0\u01a1ng l\u01b0\u1ee3ng tr\u1ef1c ti\u1ebfp theo s\u1ed1 exam \u0111\u00e3 v\u01b0\u1ee3t qua. M\u1ee9c thu nh\u1eadp th\u1ef1c t\u1ebf v\u00ec v\u1eady ph\u1ee5 thu\u1ed9c v\u00e0o n\u0103ng l\u1ef1c, ti\u1ebfn \u0111\u1ed9 ch\u1ee9ng ch\u1ec9 v\u00e0 quy m\u00f4 doanh nghi\u1ec7p.<\/p>\n

\n

L\u1eddi khuy\u00ean:<\/strong><\/p>\n

\u2013 Sinh vi\u00ean n\u00ean thi \u0111\u1ed7 1\u20132 exam \u0111\u1ea7u (P, FM ho\u1eb7c CS1, CM1) tr\u01b0\u1edbc khi t\u1ed1t nghi\u1ec7p \u0111\u1ec3 h\u1ed3 s\u01a1 \u1ee9ng tuy\u1ec3n trainee n\u1ed5i b\u1eadt r\u00f5 r\u1ec7t.<\/p>\n

\u2013 Ch\u1ee7 \u0111\u1ed9ng k\u1ebft n\u1ed1i v\u1edbi c\u1ed9ng \u0111\u1ed3ng actuary Vi\u1ec7t Nam qua h\u1ed9i th\u1ea3o ngh\u1ec1 nghi\u1ec7p v\u00e0 c\u00e1c nh\u00f3m h\u1ecdc thu\u1eadt \u0111\u1ec3 ti\u1ebfp c\u1eadn c\u01a1 h\u1ed9i kh\u00f4ng \u0111\u0103ng c\u00f4ng khai.<\/p>\n

\u2013 N\u1ebfu ch\u01b0a v\u00e0o \u0111\u01b0\u1ee3c v\u1ecb tr\u00ed \u0111\u1ecbnh ph\u00ed, h\u00e3y b\u1eaft \u0111\u1ea7u t\u1eeb ph\u00e2n t\u00edch d\u1eef li\u1ec7u ho\u1eb7c th\u1ea9m \u0111\u1ecbnh trong c\u00f4ng ty b\u1ea3o hi\u1ec3m r\u1ed3i chuy\u1ec3n ngang khi c\u00f3 ch\u1ee9ng ch\u1ec9.<\/p>\n<\/div>\n

Con \u0111\u01b0\u1eddng n\u00e0y d\u00e0i nh\u01b0ng c\u00f3 tr\u1eadt t\u1ef1 r\u00f5 r\u00e0ng: m\u1ed7i exam v\u01b0\u1ee3t qua l\u00e0 m\u1ed9t n\u1ea5c thang \u0111\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng ghi nh\u1eadn ngay b\u1eb1ng v\u1ecb tr\u00ed v\u00e0 thu nh\u1eadp. V\u1edbi ng\u01b0\u1eddi ki\u00ean tr\u00ec, \u0111\u00e2y l\u00e0 m\u1ed9t trong s\u1ed1 \u00edt ngh\u1ec1 m\u00e0 l\u1ed9 tr\u00ecnh 10 n\u0103m c\u00f3 th\u1ec3 v\u1ebd ra t\u01b0\u01a1ng \u0111\u1ed1i c\u1ee5 th\u1ec3 t\u1eeb ng\u00e0y \u0111\u1ea7u ti\u00ean.<\/p>\n

6. C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n

1. H\u1ecdc actuary c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i du h\u1ecdc kh\u00f4ng?<\/em><\/strong><\/p>\n

Kh\u00f4ng. C\u00e1c k\u1ef3 thi SOA v\u00e0 IFoA \u0111\u1ec1u c\u00f3 \u0111i\u1ec3m thi t\u1ea1i Vi\u1ec7t Nam ho\u1eb7c h\u00ecnh th\u1ee9c thi tr\u00ean m\u00e1y, ng\u01b0\u1eddi h\u1ecdc c\u00f3 th\u1ec3 v\u1eeba l\u00e0m vi\u1ec7c trong n\u01b0\u1edbc v\u1eeba ho\u00e0n th\u00e0nh ch\u1ee9ng ch\u1ec9. Du h\u1ecdc ch\u1ec9 l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn r\u00fat ng\u1eafn th\u1eddi gian ti\u1ebfp c\u1eadn ki\u1ebfn th\u1ee9c.<\/p>\n

2. Kh\u00f4ng gi\u1ecfi l\u1eadp tr\u00ecnh c\u00f3 l\u00e0m actuary \u0111\u01b0\u1ee3c kh\u00f4ng?<\/em><\/strong><\/p>\n

\u0110\u01b0\u1ee3c \u1edf giai \u0111o\u1ea1n \u0111\u1ea7u, v\u00ec n\u1ec1n t\u1ea3ng c\u1ed1t l\u00f5i l\u00e0 x\u00e1c su\u1ea5t th\u1ed1ng k\u00ea. Tuy nhi\u00ean, c\u00e1c nh\u00f3m \u0111\u1ecbnh ph\u00ed hi\u1ec7n d\u00f9ng R, Python v\u00e0 ph\u1ea7n m\u1ec1m m\u00f4 h\u00ecnh h\u00f3a h\u1eb1ng ng\u00e0y, n\u00ean k\u1ef9 n\u0103ng l\u1eadp tr\u00ecnh c\u01a1 b\u1ea3n g\u1ea7n nh\u01b0 l\u00e0 y\u00eau c\u1ea7u m\u1eb7c \u0111\u1ecbnh khi tuy\u1ec3n trainee.<\/p>\n

3. Actuary kh\u00e1c g\u00ec chuy\u00ean vi\u00ean ph\u00e2n t\u00edch d\u1eef li\u1ec7u (Data Analyst)?<\/em><\/strong><\/p>\n

Actuary t\u1eadp trung v\u00e0o r\u1ee7i ro t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n c\u1ee7a b\u1ea3o hi\u1ec3m v\u00e0 h\u01b0u tr\u00ed, l\u00e0m vi\u1ec7c trong khung ph\u00e1p l\u00fd v\u00e0 chu\u1ea9n m\u1ef1c nghi\u1ec7p v\u1ee5 ri\u00eang, c\u00f3 h\u1ec7 th\u1ed1ng ch\u1ee9ng ch\u1ec9 h\u00e0nh ngh\u1ec1 qu\u1ed1c t\u1ebf. Data Analyst ph\u00e2n t\u00edch d\u1eef li\u1ec7u \u0111a l\u0129nh v\u1ef1c v\u00e0 kh\u00f4ng b\u1ecb r\u00e0ng bu\u1ed9c b\u1edfi h\u1ec7 th\u1ed1ng exam n\u00e0y.<\/p>\n

Hi\u1ec3u r\u00f5 actuary l\u00e0 g\u00ec<\/strong> gi\u00fap b\u1ea1n \u0111\u00e1nh gi\u00e1 \u0111\u00fang c\u1ea3 c\u01a1 h\u1ed9i l\u1eabn c\u00e1i gi\u00e1 c\u1ee7a ngh\u1ec1: m\u1ed9t v\u1ecb tr\u00ed \u0111\u01b0\u1ee3c lu\u1eadt \u0111\u1ecbnh, khan hi\u1ebfm nh\u00e2n l\u1ef1c v\u00e0 c\u00f3 l\u1ed9 tr\u00ecnh th\u0103ng ti\u1ebfn \u0111o \u0111\u1ebfm \u0111\u01b0\u1ee3c, \u0111\u1ed5i l\u1ea1i l\u00e0 nhi\u1ec1u n\u0103m h\u1ecdc v\u00e0 thi li\u00ean t\u1ee5c. N\u1ebfu b\u1ea1n y\u00eau to\u00e1n v\u00e0 ki\u00ean tr\u00ec v\u1edbi m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n, \u0111\u1ecbnh ph\u00ed b\u1ea3o hi\u1ec3m l\u00e0 h\u01b0\u1edbng \u0111i \u0111\u00e1ng c\u00e2n nh\u1eafc t\u1eeb s\u1edbm.<\/p>\n

B\u00e0i vi\u1ebft mang t\u00ednh tham kh\u1ea3o, kh\u00f4ng thay th\u1ebf t\u01b0 v\u1ea5n h\u01b0\u1edbng nghi\u1ec7p ho\u1eb7c ph\u00e1p l\u00fd chuy\u00ean m\u00f4n. C\u1ea5u tr\u00fac k\u1ef3 thi v\u00e0 quy \u0111\u1ecbnh ngh\u1ec1 nghi\u1ec7p c\u00f3 th\u1ec3 thay \u0111\u1ed5i; vui l\u00f2ng ki\u1ec3m tra th\u00f4ng tin m\u1edbi nh\u1ea5t t\u1eeb SOA, IFoA v\u00e0 v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh.<\/em><\/p>\n

Minh An<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Trong m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m, ai l\u00e0 ng\u01b0\u1eddi quy\u1ebft \u0111\u1ecbnh m\u1ee9c ph\u00ed b\u1ea1n \u0111\u00f3ng m\u1ed7i n\u0103m cho h\u1ee3p \u0111\u1ed3ng nh\u00e2n th\u1ecd? C\u00e2u tr\u1ea3 l\u1eddi …<\/p>\n","protected":false},"author":58,"featured_media":25044,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-25046","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dinh-huong-nghe-nghiep"],"_links":{"self":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts\/25046","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/comments?post=25046"}],"version-history":[{"count":1,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts\/25046\/revisions"}],"predecessor-version":[{"id":25047,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts\/25046\/revisions\/25047"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/media\/25044"}],"wp:attachment":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/media?parent=25046"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/categories?post=25046"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/tags?post=25046"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}