{"id":18941,"date":"2026-05-04T08:48:32","date_gmt":"2026-05-04T01:48:32","guid":{"rendered":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/tim-viec\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam"},"modified":"2026-05-29T23:50:06","modified_gmt":"2026-05-29T16:50:06","slug":"cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam","status":"publish","type":"post","link":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/tu-van-nghe-nghiep\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam","title":{"rendered":"Top 10 c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam 2026"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd Vi\u1ec7t Nam c\u00f3 t\u1ed5ng ph\u00ed khai th\u00e1c m\u1edbi h\u01a1n 35.000 t\u1ef7 \u0111\u1ed3ng\/n\u0103m v\u00e0 18 doanh nghi\u1ec7p \u0111ang ho\u1ea1t \u0111\u1ed9ng (theo Hi\u1ec7p h\u1ed9i B\u1ea3o hi\u1ec3m Vi\u1ec7t Nam \u2013 IAV 2025). Vi\u1ec7c hi\u1ec3u r\u00f5 <strong>c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam<\/strong> kh\u00f4ng ch\u1ec9 quan tr\u1ecdng v\u1edbi kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n v\u1edbi \u1ee9ng vi\u00ean \u0111ang t\u00ecm vi\u1ec7c trong ng\u00e0nh. B\u00e0i vi\u1ebft ph\u00e2n t\u00edch top 10 doanh nghi\u1ec7p theo th\u1ecb ph\u1ea7n, m\u1ee9c l\u01b0\u01a1ng, v\u0103n ho\u00e1 v\u00e0 l\u1ed9 tr\u00ecnh th\u0103ng ti\u1ebfn \u2013 d\u1eef li\u1ec7u t\u1eeb IAV 2025, CareerLink v\u00e0 b\u00e1o c\u00e1o c\u1ee7a c\u00e1c c\u00f4ng ty.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154731\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-1-1024x559.jpg\" alt=\"\" class=\"wp-image-19018\" srcset=\"https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154731\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-1-1024x559.jpg 1024w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154731\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-1-300x164.jpg 300w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154731\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-1-150x82.jpg 150w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154731\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-1-768x419.jpg 768w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154731\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-1.jpg 1408w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"background:#e3f2fd;border-left:4px solid #1565c0;padding:15px 20px;margin:20px 0;border-radius:4px\">\n<p><strong>T\u1ed5ng quan nhanh:<\/strong><\/p>\n<p>\u2013 Top 5 th\u1ecb ph\u1ea7n BHNT Vi\u1ec7t Nam 2025: Manulife, Prudential, AIA, B\u1ea3o Vi\u1ec7t Nh\u00e2n th\u1ecd, Dai-ichi Life (chi\u1ebfm kho\u1ea3ng 75% t\u1ed5ng th\u1ecb ph\u1ea7n).<\/p>\n<p>\u2013 T\u1ed5ng ph\u00ed khai th\u00e1c m\u1edbi n\u0103m 2024 \u0111\u1ea1t kho\u1ea3ng 35.700 t\u1ef7 \u0111\u1ed3ng, d\u1ef1 b\u00e1o 2026 t\u0103ng 8\u201312% (IAV).<\/p>\n<p>\u2013 Theo CareerLink Q2\/2026, chuy\u00ean m\u1ee5c B\u1ea3o hi\u1ec3m c\u00f3 596 tin tuy\u1ec3n d\u1ee5ng, top 3 khu v\u1ef1c: H\u00e0 N\u1ed9i, TP.HCM, B\u1eafc Ninh.<\/p>\n<p>\u2013 L\u01b0\u01a1ng c\u1ee9ng 2026: Junior agent 8\u201314 tri\u1ec7u, Senior agent 15\u201328 tri\u1ec7u, Manager 25\u201360 tri\u1ec7u (ch\u01b0a t\u00ednh hoa h\u1ed3ng v\u00e0 th\u01b0\u1edfng APE).<\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">1. Top 10 c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1ea1i Vi\u1ec7t Nam (theo IAV 2025)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea3ng d\u01b0\u1edbi \u0111\u00e2y t\u1ed5ng h\u1ee3p top 10 doanh nghi\u1ec7p BHNT theo th\u1ecb ph\u1ea7n ph\u00ed khai th\u00e1c m\u1edbi (NB Premium) n\u0103m 2024. D\u1eef li\u1ec7u t\u1eeb Hi\u1ec7p h\u1ed9i B\u1ea3o hi\u1ec3m Vi\u1ec7t Nam (IAV) v\u00e0 b\u00e1o c\u00e1o doanh nghi\u1ec7p.<\/p>\n\n\n\n<figure class=\"wp-block-table table table-bordered table-striped\"><table class=\"table table-bordered table-striped\" style=\"border-collapse:collapse;width:100%;margin:15px 0\">\n<thead>\n<tr style=\"background:#1565c0;color:#fff\">\n<th style=\"border:1px solid #0d47a1;padding:10px\">#<\/th>\n<th style=\"border:1px solid #0d47a1;padding:10px\">C\u00f4ng ty<\/th>\n<th style=\"border:1px solid #0d47a1;padding:10px\">V\u1ed1n ch\u1ee7 s\u1edf h\u1eefu<\/th>\n<th style=\"border:1px solid #0d47a1;padding:10px\">\u0110\u1eb7c \u0111i\u1ec3m<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"background:#f0f7ff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">1<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Manulife Vi\u1ec7t Nam<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">100% Canada<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">M\u1ea1ng l\u01b0\u1edbi 9.000+ agent, m\u1ea1nh d\u00f2ng ULIP, Mpro Smart<\/td>\n<\/tr>\n<tr style=\"background:#fff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">2<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Prudential Vi\u1ec7t Nam<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">100% Anh<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">H\u01a1n 220.000 agent to\u00e0n qu\u1ed1c, ePOS Pulse, m\u1ea1nh s\u1ea3n ph\u1ea9m s\u1ee9c kho\u1ebb<\/td>\n<\/tr>\n<tr style=\"background:#f0f7ff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">3<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">AIA Vi\u1ec7t Nam<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">100% H\u1ed3ng K\u00f4ng<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">T\u1eadp trung kh\u00e1ch h\u00e0ng cao c\u1ea5p, AVA App, A&amp;Health<\/td>\n<\/tr>\n<tr style=\"background:#fff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">4<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">B\u1ea3o Vi\u1ec7t Nh\u00e2n th\u1ecd<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Vi\u1ec7t Nam (c\u1ed5 ph\u1ea7n Sumitomo)<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Doanh nghi\u1ec7p Vi\u1ec7t l\u1edbn nh\u1ea5t, m\u1ea1ng l\u01b0\u1edbi r\u1ed9ng nh\u1ea5t t\u1ec9nh<\/td>\n<\/tr>\n<tr style=\"background:#f0f7ff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">5<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Dai-ichi Life Vi\u1ec7t Nam<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">100% Nh\u1eadt B\u1ea3n<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">V\u0103n ho\u00e1 Nh\u1eadt, \u1ed5n \u0111\u1ecbnh, m\u1ea1nh whole life<\/td>\n<\/tr>\n<tr style=\"background:#fff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">6<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Generali Vi\u1ec7t Nam<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">100% \u00dd<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">M\u1ea1nh bancassurance, s\u1ea3n ph\u1ea9m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0<\/td>\n<\/tr>\n<tr style=\"background:#f0f7ff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">7<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Sun Life Vi\u1ec7t Nam<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">100% Canada<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Bancassurance v\u1edbi TPBank, m\u1ea1nh kh\u00e1ch h\u00e0ng tr\u1ebb<\/td>\n<\/tr>\n<tr style=\"background:#fff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">8<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">FWD Vi\u1ec7t Nam<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">100% H\u1ed3ng K\u00f4ng<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">S\u1ea3n ph\u1ea9m online, \u0111\u1ed1i t\u01b0\u1ee3ng Gen Y\/Gen Z<\/td>\n<\/tr>\n<tr style=\"background:#f0f7ff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">9<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">MB Ageas Life<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Li\u00ean doanh MB Bank + Ageas<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Bancassurance v\u1edbi MB Bank, s\u1ea3n ph\u1ea9m MIC<\/td>\n<\/tr>\n<tr style=\"background:#fff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">10<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Cathay Life Vi\u1ec7t Nam<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">100% \u0110\u00e0i Loan<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">M\u1ea1ng l\u01b0\u1edbi chi nh\u00e1nh t\u1ea1i mi\u1ec1n Nam, s\u1ea3n ph\u1ea9m gia \u0111\u00ecnh<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Ngo\u00e0i top 10, c\u00e1c doanh nghi\u1ec7p BHNT kh\u00e1c \u0111ang ho\u1ea1t \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam g\u1ed3m: Hanwha Life, MetLife, Chubb Life, BIDV MetLife, Ph\u00fa H\u01b0ng Life, Aviva Vi\u1ec7t Nam (\u0111\u00e3 \u0111\u1ed5i t\u00ean th\u00e0nh MVI Life sau M&amp;A 2021).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Ph\u00e2n t\u00edch \u0111\u1eb7c \u0111i\u1ec3m kinh doanh t\u1eebng nh\u00f3m c\u00f4ng ty<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Top 10 BHNT Vi\u1ec7t Nam c\u00f3 th\u1ec3 chia th\u00e0nh 3 nh\u00f3m theo m\u00f4 h\u00ecnh kinh doanh: Agent-led, Bancassurance-led, v\u00e0 Hybrid. M\u1ed7i nh\u00f3m c\u00f3 \u01b0u\/nh\u01b0\u1ee3c \u0111i\u1ec3m kh\u00e1c nhau v\u1edbi \u1ee9ng vi\u00ean \u0111ang mu\u1ed1n v\u00e0o ng\u00e0nh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 <strong>Nh\u00f3m Agent-led (Manulife, Prudential, AIA, Dai-ichi):<\/strong> M\u1ea1ng l\u01b0\u1edbi agent l\u1edbn 9.000\u2013220.000 ng\u01b0\u1eddi, l\u01b0\u01a1ng c\u1ee9ng th\u1ea5p + hoa h\u1ed3ng cao, v\u0103n ho\u00e1 c\u1ea1nh tranh, l\u1ed9 tr\u00ecnh th\u0103ng ti\u1ebfn r\u00f5 r\u00e0ng (Agent \u2192 SR \u2192 Sales Manager \u2192 Branch Manager).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 <strong>Nh\u00f3m Bancassurance-led (Generali, Sun Life, MB Ageas):<\/strong> Ch\u1ee7 y\u1ebfu b\u00e1n qua qu\u1ea7y ng\u00e2n h\u00e0ng, l\u01b0\u01a1ng c\u1ee9ng cao h\u01a1n + th\u01b0\u1edfng \u0111\u00f4i qu\u00fd, \u00edt c\u1ea7n x\u00e2y d\u1ef1ng t\u1eadp kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, v\u0103n ho\u00e1 \u1ed5n \u0111\u1ecbnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 <strong>Nh\u00f3m Hybrid (B\u1ea3o Vi\u1ec7t NT, FWD, Cathay):<\/strong> K\u1ebft h\u1ee3p agent + bancassurance + digital, \u0111a d\u1ea1ng k\u00eanh ti\u1ebfp c\u1eadn kh\u00e1ch h\u00e0ng, ph\u00f9 h\u1ee3p \u1ee9ng vi\u00ean mu\u1ed1n tr\u1ea3i nghi\u1ec7m \u0111a k\u00eanh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tham kh\u1ea3o c\u00e1c v\u1ecb tr\u00ed tuy\u1ec3n d\u1ee5ng t\u1ea1i c\u00e1c c\u00f4ng ty BHNT tr\u00ean CareerLink \u1edf <a href=\"https:\/\/www.careerlink.vn\/viec-lam\/bao-hiem\/17\" style=\"color:#1565c0;font-weight:600;text-decoration:underline\">chuy\u00ean m\u1ee5c b\u1ea3o hi\u1ec3m<\/a> \u0111\u1ec3 hi\u1ec3u r\u00f5 scope y\u00eau c\u1ea7u c\u1ee7a t\u1eebng c\u00f4ng ty tr\u01b0\u1edbc khi g\u1eedi CV.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. So s\u00e1nh thu nh\u1eadp v\u00e0 ph\u00fac l\u1ee3i top 5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ph\u00e2n t\u00edch c\u00e1c tin tuy\u1ec3n d\u1ee5ng v\u00e0 kh\u1ea3o s\u00e1t Talentnet 2025 cho th\u1ea5y top 5 BHNT c\u00f3 c\u1ea5u tr\u00fac l\u01b0\u01a1ng + th\u01b0\u1edfng kh\u00e1 kh\u00e1c bi\u1ec7t. B\u1ea3ng d\u01b0\u1edbi so s\u00e1nh agent Senior 3 n\u0103m kinh nghi\u1ec7m.<\/p>\n\n\n\n<figure class=\"wp-block-table table table-bordered table-striped\"><table class=\"table table-bordered table-striped\" style=\"border-collapse:collapse;width:100%;margin:15px 0\">\n<thead>\n<tr style=\"background:#1565c0;color:#fff\">\n<th style=\"border:1px solid #0d47a1;padding:10px\">C\u00f4ng ty<\/th>\n<th style=\"border:1px solid #0d47a1;padding:10px\">L\u01b0\u01a1ng c\u1ee9ng\/th\u00e1ng<\/th>\n<th style=\"border:1px solid #0d47a1;padding:10px\">Hoa h\u1ed3ng n\u0103m \u0111\u1ea7u<\/th>\n<th style=\"border:1px solid #0d47a1;padding:10px\">Ph\u00fac l\u1ee3i \u0111\u1eb7c bi\u1ec7t<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"background:#f0f7ff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">Manulife<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">12\u201322 tri\u1ec7u<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">25\u201335% ph\u00ed n\u0103m \u0111\u1ea7u<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Mpro Smart, du l\u1ecbch Top Performer<\/td>\n<\/tr>\n<tr style=\"background:#fff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">Prudential<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">10\u201320 tri\u1ec7u<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">28\u201340% ph\u00ed n\u0103m \u0111\u1ea7u<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">PRUTAS bonus, training H\u1ecdc vi\u1ec7n Pru<\/td>\n<\/tr>\n<tr style=\"background:#f0f7ff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">AIA<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">12\u201325 tri\u1ec7u<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">22\u201332% ph\u00ed n\u0103m \u0111\u1ea7u<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">A&amp;Health, AIA One, MDRT support<\/td>\n<\/tr>\n<tr style=\"background:#fff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">B\u1ea3o Vi\u1ec7t NT<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">9\u201318 tri\u1ec7u<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">20\u201330% ph\u00ed n\u0103m \u0111\u1ea7u<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Gold Star, m\u1ea1ng l\u01b0\u1edbi kh\u00e1ch h\u00e0ng qu\u1ed1c doanh<\/td>\n<\/tr>\n<tr style=\"background:#f0f7ff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">Dai-ichi Life<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">11\u201322 tri\u1ec7u<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">24\u201334% ph\u00ed n\u0103m \u0111\u1ea7u<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Star Club, \u0111\u00e0o t\u1ea1o Nh\u1eadt B\u1ea3n, \u1ed5n \u0111\u1ecbnh<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">&#8220;Khi t\u01b0 v\u1ea5n \u1ee9ng vi\u00ean ch\u1ecdn c\u00f4ng ty BHNT, t\u00f4i lu\u00f4n khuy\u00ean x\u00e9t 3 y\u1ebfu t\u1ed1: th\u1ecb ph\u1ea7n (top 5 \u1ed5n \u0111\u1ecbnh h\u01a1n), v\u0103n ho\u00e1 (Manulife\/Prudential c\u1ea1nh tranh, Dai-ichi\/Cathay \u1ed5n \u0111\u1ecbnh), v\u00e0 s\u1ea3n ph\u1ea9m chi\u1ebfn l\u01b0\u1ee3c (ULIP cho ng\u01b0\u1eddi tham v\u1ecdng, s\u1ee9c kho\u1ebb cho ng\u01b0\u1eddi b\u1ec1n v\u1eefng).&#8221; \u2013 Career Coach chuy\u00ean ng\u00e0nh t\u00e0i ch\u00ednh \u2013 b\u1ea3o hi\u1ec3m t\u1ea1i H\u00e0 N\u1ed9i.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">4. 4 ti\u00eau ch\u00ed ch\u1ecdn c\u00f4ng ty BHNT ph\u00f9 h\u1ee3p<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154754\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-2-1024x559.jpg\" alt=\"\" class=\"wp-image-19020\" srcset=\"https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154754\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-2-1024x559.jpg 1024w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154754\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-2-300x164.jpg 300w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154754\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-2-150x82.jpg 150w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154754\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-2-768x419.jpg 768w, https:\/\/cl-wpml.careerlink.vn\/cam-nang-viec-lam\/wp-content\/uploads\/2026\/05\/04154754\/cac-cong-ty-bao-hiem-nhan-tho-hang-dau-viet-nam-2.jpg 1408w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Quy\u1ebft \u0111\u1ecbnh g\u1eafn b\u00f3 d\u00e0i h\u1ea1n v\u1edbi 1 c\u00f4ng ty BHNT c\u1ea7n d\u1ef1a tr\u00ean nhi\u1ec1u y\u1ebfu t\u1ed1 h\u01a1n thu nh\u1eadp ng\u1eafn h\u1ea1n. 4 ti\u00eau ch\u00ed d\u01b0\u1edbi \u0111\u00e2y \u0111\u01b0\u1ee3c Career Coach khuy\u00ean c\u00e2n nh\u1eafc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 <strong>Ti\u00eau ch\u00ed 1 \u2013 Th\u1ecb ph\u1ea7n v\u00e0 \u0111\u1ed9 \u1ed5n \u0111\u1ecbnh:<\/strong> Top 5 (Manulife, Prudential, AIA, B\u1ea3o Vi\u1ec7t NT, Dai-ichi) chi\u1ebfm 75% th\u1ecb ph\u1ea7n, \u00edt r\u1ee7i ro M&amp;A.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 <strong>Ti\u00eau ch\u00ed 2 \u2013 V\u0103n ho\u00e1 doanh nghi\u1ec7p:<\/strong> MNC tham v\u1ecdng (Manulife, Prudential) ph\u00f9 h\u1ee3p ng\u01b0\u1eddi \u01b0a c\u1ea1nh tranh; c\u00f4ng ty Nh\u1eadt\/\u0110\u00e0i (Dai-ichi, Cathay) ph\u00f9 h\u1ee3p ng\u01b0\u1eddi \u01b0a \u1ed5n \u0111\u1ecbnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 <strong>Ti\u00eau ch\u00ed 3 \u2013 S\u1ea3n ph\u1ea9m chi\u1ebfn l\u01b0\u1ee3c:<\/strong> ULIP\/Investment-linked ph\u00f9 h\u1ee3p kh\u00e1ch h\u00e0ng gi\u00e0u c\u00f3 (Manulife, AIA); Whole life\/s\u1ee9c kho\u1ebb ph\u00f9 h\u1ee3p kh\u00e1ch h\u00e0ng \u0111\u1ea1i ch\u00fang (Prudential, Dai-ichi).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 <strong>Ti\u00eau ch\u00ed 4 \u2013 L\u1ed9 tr\u00ecnh th\u0103ng ti\u1ebfn:<\/strong> Manulife\/Prudential c\u00f3 l\u1ed9 tr\u00ecnh r\u00f5 r\u00e0ng (Agent \u2192 Sales Manager \u2192 Branch Director); FWD\/MB Ageas c\u00f3 c\u01a1 h\u1ed9i chuy\u1ec3n sang Bancassurance Manager.<\/p>\n\n\n\n<div style=\"background:#fff3e0;border-left:4px solid #ff9800;padding:15px 20px;margin:20px 0;border-radius:4px\">\n<p><strong>L\u01b0u \u00fd khi \u0111\u00e1nh gi\u00e1 c\u00f4ng ty BHNT:<\/strong><\/p>\n<p>\u2013 \u0110\u1ecdc b\u00e1o c\u00e1o t\u00e0i ch\u00ednh (n\u1ebfu c\u00f3) \u2013 Solvency Margin, ROE, claim ratio.<\/p>\n<p>\u2013 Ki\u1ec3m tra l\u1ecbch s\u1eed khi\u1ebfu n\u1ea1i tr\u00ean website C\u1ee5c Qu\u1ea3n l\u00fd &amp; Gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh).<\/p>\n<p>\u2013 H\u1ecfi 2\u20133 c\u1ef1u agent \u0111\u00e3 l\u00e0m 3+ n\u0103m v\u1ec1 v\u0103n ho\u00e1 th\u1ef1c v\u00e0 l\u1ed9 tr\u00ecnh th\u0103ng ti\u1ebfn.<\/p>\n<p>\u2013 Tr\u00e1nh quy\u1ebft \u0111\u1ecbnh ch\u1ec9 d\u1ef1a tr\u00ean slogan c\u00f4ng ty ho\u1eb7c l\u1eddi m\u1eddi c\u1ee7a 1 manager \u2013 c\u1ea7n \u0111\u00e1nh gi\u00e1 \u0111a chi\u1ec1u.<\/p>\n<p>\u2013 Kh\u00f4ng chuy\u1ec3n c\u00f4ng ty qu\u00e1 2 l\u1ea7n trong 3 n\u0103m \u0111\u1ea7u \u2013 \u1ea3nh h\u01b0\u1edfng uy t\u00edn agent v\u1edbi kh\u00e1ch h\u00e0ng.<\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">5. L\u1ed9 tr\u00ecnh ph\u00e1t tri\u1ec3n agent t\u1ea1i top 5 c\u00f4ng ty BHNT<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ph\u00e2n t\u00edch l\u1ed9 tr\u00ecnh t\u1ea1i top 5 c\u00f4ng ty BHNT cho th\u1ea5y c\u00e1c b\u01b0\u1edbc ph\u00e1t tri\u1ec3n kh\u00e1 t\u01b0\u01a1ng \u0111\u1ed3ng, d\u00f9 t\u00ean g\u1ecdi kh\u00e1c nhau. B\u1ea3ng d\u01b0\u1edbi t\u00f3m t\u1eaft l\u1ed9 tr\u00ecnh \u0111i\u1ec3n h\u00ecnh.<\/p>\n\n\n\n<figure class=\"wp-block-table table table-bordered table-striped\"><table class=\"table table-bordered table-striped\" style=\"border-collapse:collapse;width:100%;margin:15px 0\">\n<thead>\n<tr style=\"background:#1565c0;color:#fff\">\n<th style=\"border:1px solid #0d47a1;padding:10px\">C\u1ea5p b\u1eadc<\/th>\n<th style=\"border:1px solid #0d47a1;padding:10px\">Y\u00eau c\u1ea7u<\/th>\n<th style=\"border:1px solid #0d47a1;padding:10px\">Thu nh\u1eadp tham kh\u1ea3o (tri\u1ec7u\/th\u00e1ng)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"background:#f0f7ff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">Agent (Junior)<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">C\u00f3 ch\u1ee9ng ch\u1ec9 \u0111\u1ea1i l\u00fd, doanh s\u1ed1 c\u00e1 nh\u00e2n<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">10\u201320<\/td>\n<\/tr>\n<tr style=\"background:#fff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">Senior Agent<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">2+ n\u0103m, \u0111\u1ea1t MDRT level c\u01a1 b\u1ea3n, persistency &gt; 80%<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">18\u201332<\/td>\n<\/tr>\n<tr style=\"background:#f0f7ff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">Sales Manager (Unit Manager)<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Qu\u1ea3n l\u00fd team 8\u201315 agent, MDRT advanced<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">25\u201348<\/td>\n<\/tr>\n<tr style=\"background:#fff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">Senior Sales Manager (Agency Manager)<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Qu\u1ea3n l\u00fd \u0111a team 30\u201360 agent, doanh s\u1ed1 khu v\u1ef1c<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">45\u201380<\/td>\n<\/tr>\n<tr style=\"background:#f0f7ff\">\n<td style=\"border:1px solid #bbdefb;padding:10px\">Branch Director \/ Regional Director<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">Qu\u1ea3n l\u00fd chi nh\u00e1nh\/khu v\u1ef1c, P&amp;L management<\/td>\n<td style=\"border:1px solid #bbdefb;padding:10px\">80\u2013180<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Tham kh\u1ea3o th\u00eam b\u00e0i vi\u1ebft v\u1ec1 <a href=\"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/dinh-huong-nghe-nghiep\/nganh-bao-hiem-la-gi-co-hoi-viec-lam-trong-nganh-bao-hiem\" style=\"color:#1565c0;font-weight:600;text-decoration:underline\">ng\u00e0nh b\u1ea3o hi\u1ec3m v\u00e0 c\u01a1 h\u1ed9i vi\u1ec7c l\u00e0m<\/a> \u0111\u1ec3 c\u00f3 c\u00e1i nh\u00ecn t\u1ed5ng quan v\u1ec1 l\u1ed9 tr\u00ecnh ph\u00e1t tri\u1ec3n trong ng\u00e0nh t\u00e0i ch\u00ednh \u2013 b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<div style=\"background:#e8f5e9;border-left:4px solid #4caf50;padding:15px 20px;margin:20px 0;border-radius:4px\">\n<p><strong>L\u1eddi khuy\u00ean cho ng\u01b0\u1eddi m\u1edbi v\u00e0o ng\u00e0nh BHNT:<\/strong><\/p>\n<p>\u2013 Ch\u1ecdn 1 trong top 5 c\u00f4ng ty cho 2\u20133 n\u0103m \u0111\u1ea7u \u0111\u1ec3 h\u1ecdc b\u00e0i b\u1ea3n \u2013 tr\u00e1nh nh\u1ea3y qu\u00e1 nhi\u1ec1u.<\/p>\n<p>\u2013 T\u00edch lu\u1ef9 MDRT (Million Dollar Round Table) trong 3\u20135 n\u0103m \u0111\u1ea7u \u2013 \u0111\u00e2y l\u00e0 ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf cho agent xu\u1ea5t s\u1eafc.<\/p>\n<p>\u2013 H\u1ecdc th\u00eam ch\u1ee9ng ch\u1ec9 CFP qua FPA Vietnam \u2013 m\u1edf c\u01a1 h\u1ed9i l\u00ean t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh cao c\u1ea5p.<\/p>\n<p>\u2013 Theo d\u00f5i b\u00e1o c\u00e1o Insurance Industry Performance t\u1eeb IAV m\u1ed7i qu\u00fd \u0111\u1ec3 hi\u1ec3u xu h\u01b0\u1edbng ng\u00e0nh.<\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">6. C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>1. Sinh vi\u00ean tr\u00e1i ng\u00e0nh c\u00f3 th\u1ec3 v\u00e0o agent BHNT t\u1ea1i c\u00e1c c\u00f4ng ty top \u0111\u01b0\u1ee3c kh\u00f4ng?<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00f3. Top 5 BHNT (Manulife, Prudential, AIA, B\u1ea3o Vi\u1ec7t NT, Dai-ichi) \u0111\u1ec1u c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e0o t\u1ea1o agent t\u1eeb \u0111\u1ea7u cho \u1ee9ng vi\u00ean tr\u00e1i ng\u00e0nh. Y\u00eau c\u1ea7u: t\u1ed1t nghi\u1ec7p \u0111\u1ea1i h\u1ecdc (m\u1ecdi chuy\u00ean ng\u00e0nh), tu\u1ed5i 22\u201345, \u0111\u1ea1o \u0111\u1ee9c t\u1ed1t, kh\u00f4ng c\u00f3 ti\u1ec1n \u00e1n v\u1ec1 t\u00e0i ch\u00ednh. Theo kh\u1ea3o s\u00e1t IAV 2025, 42% agent BHNT t\u1ea1i VN xu\u1ea5t ph\u00e1t t\u1eeb ng\u00e0nh h\u1ecdc kh\u00e1c (gi\u00e1o d\u1ee5c, y t\u1ebf, k\u1ef9 thu\u1eadt, t\u1ef1 do).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>2. M\u1ee9c l\u01b0\u01a1ng c\u1ee9ng top 5 BHNT c\u00f3 kh\u00e1c bi\u1ec7t l\u1edbn kh\u00f4ng?<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00e1 t\u01b0\u01a1ng \u0111\u1ed3ng. L\u01b0\u01a1ng c\u1ee9ng agent Junior t\u1ea1i top 5 dao \u0111\u1ed9ng 9\u201314 tri\u1ec7u\/th\u00e1ng (tu\u1ef3 KPI s\u00e0n), agent Senior 15\u201328 tri\u1ec7u. S\u1ef1 kh\u00e1c bi\u1ec7t l\u1edbn n\u1eb1m \u1edf hoa h\u1ed3ng n\u0103m \u0111\u1ea7u (20\u201340% ph\u00ed), th\u01b0\u1edfng MDRT, du l\u1ecbch top performer, v\u00e0 l\u1ed9 tr\u00ecnh th\u0103ng ti\u1ebfn. Kh\u00f4ng n\u00ean ch\u1ecdn c\u00f4ng ty ch\u1ec9 d\u1ef1a l\u01b0\u01a1ng c\u1ee9ng \u2013 c\u1ea7n xem package t\u1ed5ng v\u00e0 l\u1ed9 tr\u00ecnh 3\u20135 n\u0103m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>3. Bancassurance hay agent \u0111\u1ed9c l\u1eadp \u2013 c\u00e1i n\u00e0o ph\u00f9 h\u1ee3p Gen Z m\u1edbi ra tr\u01b0\u1eddng?<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tu\u1ef3 t\u00ednh c\u00e1ch. Bancassurance (Sun Life x TPBank, MB Ageas, Generali x ng\u00e2n h\u00e0ng) ph\u00f9 h\u1ee3p Gen Z th\u00edch m\u00f4i tr\u01b0\u1eddng \u1ed5n \u0111\u1ecbnh, l\u01b0\u01a1ng c\u1ee9ng cao h\u01a1n, c\u00f3 kh\u00e1ch h\u00e0ng \u0111\u1ebfn qu\u1ea7y. Agent \u0111\u1ed9c l\u1eadp (Manulife, Prudential, AIA) ph\u00f9 h\u1ee3p Gen Z mu\u1ed1n t\u1ef1 x\u00e2y t\u1eadp kh\u00e1ch h\u00e0ng, thu nh\u1eadp kh\u00f4ng tr\u1ea7n. Theo kh\u1ea3o s\u00e1t Decision Lab 2025, 58% Gen Z VN \u01b0u ti\u00ean bancassurance trong 1\u20132 n\u0103m \u0111\u1ea7u, sau \u0111\u00f3 chuy\u1ec3n sang agent \u0111\u1ed9c l\u1eadp khi \u0111\u00e3 c\u00f3 kinh nghi\u1ec7m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hi\u1ec3u r\u00f5 <strong>c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam<\/strong> l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean \u0111\u1ec3 kh\u00e1ch h\u00e0ng ch\u1ecdn s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p v\u00e0 \u1ee9ng vi\u00ean \u0111\u1ecbnh h\u01b0\u1edbng ngh\u1ec1 nghi\u1ec7p \u0111\u00fang. Top 5 (Manulife, Prudential, AIA, B\u1ea3o Vi\u1ec7t Nh\u00e2n th\u1ecd, Dai-ichi Life) chi\u1ebfm 75% th\u1ecb ph\u1ea7n v\u1edbi m\u00f4 h\u00ecnh kinh doanh, v\u0103n ho\u00e1, l\u1ed9 tr\u00ecnh th\u0103ng ti\u1ebfn kh\u00e1c bi\u1ec7t r\u00f5 r\u1ec7t. H\u00e3y \u0111\u00e1nh gi\u00e1 theo 4 ti\u00eau ch\u00ed: th\u1ecb ph\u1ea7n \u1ed5n \u0111\u1ecbnh, v\u0103n ho\u00e1 ph\u00f9 h\u1ee3p t\u00ednh c\u00e1ch, s\u1ea3n ph\u1ea9m chi\u1ebfn l\u01b0\u1ee3c, v\u00e0 l\u1ed9 tr\u00ecnh th\u0103ng ti\u1ebfn \u2013 tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh g\u1eafn b\u00f3 d\u00e0i h\u1ea1n v\u1edbi m\u1ed9t c\u00f4ng ty.<\/p>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\"><strong>Minh An<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>B\u00e0i vi\u1ebft mang t\u00ednh ch\u1ea5t tham kh\u1ea3o, kh\u00f4ng thay th\u1ebf t\u01b0 v\u1ea5n ngh\u1ec1 nghi\u1ec7p chuy\u00ean s\u00e2u t\u1eeb chuy\u00ean gia ng\u00e0nh t\u00e0i ch\u00ednh \u2013 b\u1ea3o hi\u1ec3m.<\/em><\/p>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ph\u00e2n t\u00edch top 10 c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd Vi\u1ec7t Nam theo IAV 2025: Manulife\/Prudential\/AIA\/B\u1ea3o Vi\u1ec7t NT\/Dai-ichi v\u1edbi th\u1ecb ph\u1ea7n, l\u01b0\u01a1ng, l\u1ed9 tr\u00ecnh th\u0103ng ti\u1ebfn.<\/p>\n","protected":false},"author":58,"featured_media":19018,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-18941","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tu-van-nghe-nghiep"],"_links":{"self":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts\/18941","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/comments?post=18941"}],"version-history":[{"count":9,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts\/18941\/revisions"}],"predecessor-version":[{"id":23194,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/posts\/18941\/revisions\/23194"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/media\/19018"}],"wp:attachment":[{"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/media?parent=18941"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/categories?post=18941"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.careerlink.vn\/cam-nang-viec-lam\/wp-json\/wp\/v2\/tags?post=18941"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}